Jersey City, NJ Lyft Accident Lawyer
Hurt in a Lyft in Jersey City, hit by a Lyft driver, or injured while driving for Lyft? New Jersey's rideshare insurance rules apply to Lyft exactly as they do to Uber, and the coverage turns on what the driver's app showed when the crash happened.
Quick answers
How long do I have to file a lyft accident claim in Jersey City, NJ?
In most New Jersey lyft accident cases you have two years from the date of the injury to file a lawsuit under N.J.S.A. 2A:14-2. If a town, county, state agency or NJ Transit may be responsible, a written notice of claim is generally due within 90 days.
Waiting also costs evidence: video is overwritten, vehicles are repaired and witnesses move. Calling early protects both the deadline and the proof. If the claim involves a Hudson County road, park or building owned by the government, the 90-day notice goes to that public entity.
How much insurance covers an Uber or Lyft ride in New Jersey?
New Jersey's Transportation Network Company Safety and Regulatory Act, N.J.S.A. 39:5H-1 and following, requires at least $1.5 million in coverage from the moment a driver accepts a ride until the passenger gets out. Lower limits apply while the app is on and the driver is waiting for a request.
When the app was on, and whether a ride was accepted, often decides which policy pays.
Who pays my medical bills after a New Jersey car crash?
New Jersey is a no-fault state, so your own auto policy's Personal Injury Protection (PIP) coverage usually pays your medical bills first, no matter who caused the crash. Pain and suffering, lost wages beyond PIP and future losses are pursued from the at-fault driver's liability insurance.
If you have no auto policy, PIP may come from a household member's policy or from the policy of the vehicle involved under N.J.S.A. 39:6A-4.
Where is a Jersey City, NJ injury lawsuit filed?
Most injury lawsuits arising in Jersey City are filed in the Superior Court of New Jersey, Law Division, for Hudson County, which sits at the William J. Brennan Courthouse, Jersey City. Most cases settle before trial, and many clients never need to appear in court except for a deposition or a trial if one happens.
A case can sometimes be filed in another county where a defendant lives or does business.
Do I have to travel to meet Dennis about a Jersey City, NJ case?
No. Dennis meets clients at the Hackensack office of Einhorn Barbarito, 21 Main Street, Suite 100, Hackensack, NJ 07601, and also by phone or video. If you are recovering, home and hospital visits are available anywhere in Hudson County, at no cost to you.
The first consultation is free, confidential and comes with no obligation.
How much does it cost to hire Dennis?
Nothing up front. The consultation is free, and injury cases are handled on a contingency fee, which means the fee is a percentage of the recovery and is only owed if there is one. New Jersey Court Rule 1:21-7 caps contingency fees in personal injury cases.
You will get the fee agreement in writing before any work starts, and you can ask questions about it at any time.
Where rideshare crashes happen in Jersey City
Jersey City is one of the busiest rideshare markets in New Jersey. Drivers line up for riders at the Journal Square Transportation Center and at the Exchange Place, Newport and Grove Street PATH stations, and they run constant trips through the Holland Tunnel approaches, along Kennedy Boulevard and Route 440, and on the Turnpike Extension toward Newark Liberty Airport. Many crashes happen right at the curb: a driver stops short for a pickup, double-parks on a narrow downtown street, pulls out without looking, or glances at the app instead of the road.
Who writes the crash report
A crash on Jersey City streets is usually reported by the Jersey City Police Department on the standard New Jersey crash report (form NJTR-1). A crash on the NJ Turnpike Hudson County Extension may be handled by the New Jersey State Police instead. Get the report number at the scene, and screenshot the ride in the app (driver name, car, time and route) before it scrolls out of your trip history.
Where a Jersey City case is filed
If a lawsuit is needed, it can be filed in the Superior Court of New Jersey, Law Division, in Hudson County, because that's where the crash happened (Rule 4:3-2). Hudson County civil cases are heard at the William J. Brennan Courthouse, 583 Newark Avenue, Jersey City.
$1.5 million during a ride
From the moment a driver accepts a ride request until the last passenger gets out, New Jersey requires at least $1,500,000 in liability coverage and $1,500,000 in uninsured and underinsured motorist coverage (N.J.S.A. 39:5H-10(c)).
App on, waiting for a ride
When the driver is logged on but hasn't accepted a ride, the required coverage is lower: at least $50,000 per person and $100,000 per crash for injuries, plus $25,000 for property damage (N.J.S.A. 39:5H-10). With the app off, only the driver's personal policy applies.
Who to name in a Lyft case
A Lyft claim usually runs against the at-fault driver and the insurance New Jersey requires for Lyft trips. Lyft, Inc. can also be named when its own conduct contributed. If another car caused the crash, that driver's insurer is responsible too, and the $1.5 million uninsured and underinsured motorist coverage can fill the gap during a trip.
Lyft's rider terms
Lyft's terms of service include an arbitration clause. Whether it applies to your claim, and against whom, depends on the facts and on New Jersey court decisions, so have it reviewed before you agree to anything.
Common causes of rideshare crashes
Most Uber and Lyft crashes come from the way app driving works: looking at the phone to accept a ride or follow the map, stopping short or double-parking to pick someone up, pulling away from the curb without checking traffic, rushing to the next request, and fatigue from long shifts. Other drivers who rear-end or run into a rideshare car cause many crashes too.
What you can recover
Your own PIP coverage pays medical bills first in most New Jersey crashes. A claim against the at-fault driver can add income loss beyond what PIP pays, medical costs PIP doesn't cover, and pain and suffering when your injury meets the lawsuit threshold or the threshold doesn't apply (for example, to most rideshare passengers suing the driver and the company, N.J.S.A. 39:5H-10(j)). During an active trip the $1.5 million coverage is usually available to pay it.
What to do after an Uber or Lyft accident
1) Get to safety and call 911. 2) Ask for the police report number. 3) Screenshot the trip in the app: driver name, car, plate, time and route. 4) Photograph the cars, the street and your injuries. 5) Get checked by a doctor the same day or the next. 6) Report the crash in the app and to your own insurer, but don't give a recorded statement to the other side's insurer. 7) Keep every bill and note missed work, then talk to a lawyer before the app data is gone. Our full checklist: iknowdennis.com/blog/what-should-i-do-after-a-rideshare-accident.
Deadline to file
Most New Jersey personal injury lawsuits must be filed within two years of the injury (N.J.S.A. 2A:14-2). Claims against a public entity, such as a county or town, also require a written notice of claim within 90 days (N.J.S.A. 59:8-8).
Local roads and courts
Jersey City is in Hudson County, where Superior Court cases are heard at the William J. Brennan Courthouse, Jersey City. Common crash corridors in and around Jersey City include the NJ Turnpike Hudson County Extension, Routes 1 & 9, Route 440, Kennedy Boulevard. We also serve nearby Hoboken, Bayonne, Union City, Kearny. See our Hudson County page.
Real lyft accident results in New Jersey
Prior results do not guarantee a similar outcome.
Common questions
- Does it matter that it was a Lyft and not an Uber?
- Not for New Jersey's insurance rules. The same coverage levels apply to both companies. The company names on the paperwork differ.
- What proof should I save from the Lyft app?
- Screenshot the ride history entry, driver name, car and plate, and the time and route. Report the crash in the app, and ask us to send a preservation request for the trip data.
- Will my car insurance rates go up if I was only a passenger?
- You weren't driving, so the crash generally shouldn't count against you as an at-fault driver. Your own PIP may still pay medical bills first, so ask your insurer how it records the claim.
- I was walking or biking when an Uber or Lyft hit me. Am I treated differently?
- The same app-status coverage applies, and drivers must yield to pedestrians in crosswalks. Whose PIP pays your medical bills depends on whether you have auto insurance at home. See our guide for pedestrians and cyclists hit by a rideshare car.
- What does it cost to talk to Dennis?
- The consultation is free, and there is no fee unless there is a recovery.
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