One stoplight.
A lifetime to recover.
From the Turnpike to a side street in Newark, most New Jersey crashes happen in seconds — and follow you for years. We build car-accident cases the way insurance carriers fear them: with the police report, the scene photos, the EDR data, and the medical record marching in the same direction from day one.
Every NJ collision
tells a story.
New Jersey is one of the most densely driven states in the country. With 39,000 miles of roadway funneling commuters between New York and Philadelphia, the volume alone produces more than 270,000 reported crashes each year. Most of them are preventable.
When a careless driver runs a light at the Route 1 jughandle, drifts a lane on I-287, or rear-ends a stopped car at the Holland Tunnel approach, the resulting injuries are real — and the insurer's response is almost always built around paying as little as possible. Our job is to make that response untenable.
We've handled rear-end impacts that the defense called "minor" and turned them into seven-figure recoveries because the medical record told the truth. We've reconstructed disputed left-turn collisions using EDR downloads and intersection camera footage. The work begins the moment you call.
The case starts
on day one.
Every car accidents matter is treated as a litigation file from the first call — because that's what wins it.
No fee unless we win.
You owe us nothing unless we recover for you. Period.
Cash advance in 24 hours.
Same-day funding can be arranged through third-party sources while your case is built.
Free, confidential case review.
An attorney — not an intake screener — reviews your matter and tells you what it's worth.
24/7 line, real people.
Evidence disappears in days. We answer the phone the night it happens.
Hurt in New Jersey?
Tell us what happened.
A New Jersey attorney personally reviews every submission — typically within the hour. No fee. No obligation. Evidence preservation begins the moment we hang up.
- Statewide coverage — every NJ county
- Preservation letters issued same day
- In-house investigation team
- Available 24/7 — nights, weekends, holidays
Request your free
consultation.
Dennis Shlionsky's Team will personally review your matter — typically within one hour. There is no fee unless we win.
New Jersey's no-fault system, in plain English.
New Jersey is a "choice no-fault" state. Every standard auto policy includes Personal Injury Protection (PIP) that pays your medical bills regardless of who caused the crash, up to the limits you selected. PIP is meant to get treatment started fast — it is not meant to be the end of the conversation.
When you bought your policy, you also chose between the verbal ("limited") right-to-sue threshold and the unlimited threshold. The threshold determines what injuries qualify you to sue the at-fault driver for pain and suffering. The choice is buried in the declarations page — and it is one of the first things we look at on a new file.
Verbal-threshold cases require proof that the injury meets one of six statutory categories under N.J.S.A. 39:6A-8. We've taken many verbal-threshold cases the defense said wouldn't qualify and proven they did — with the right imaging, the right experts, and the right framing.
- Choose your treatment. PIP pays your providers; you control your medical decisions.
- Comparative fault matters. Under N.J.S.A. 2A:15-5.1, you can recover unless you were more than 50% at fault.
- UM/UIM is your safety net. When the other driver has no coverage or not enough, your own UM/UIM steps in.
Where the money actually comes from.
A New Jersey auto case rarely has just one source of recovery. The at-fault driver's liability policy is the headline. Underneath it sit your own UM/UIM coverage, MedPay, excess and umbrella policies on either side, and — in commercial cases — corporate and employer policies that the carrier hopes you'll never find.
We map every layer on day one. We send preservation letters to every carrier, demand the declarations pages, and run an asset check on the defendant when the policy limits won't make you whole. The full picture is the only honest starting point.
What clients ask first.
Should I give a recorded statement to the other driver's insurance company?
No. New Jersey law does not require you to give a recorded statement to the other driver's insurer, and almost nothing good comes of it. Adjusters are trained to ask questions designed to lock you into answers they can later use against you. Speak to a lawyer first — at no cost — before any recorded statement.
Does it matter that the crash was "only" a fender-bender?
Not as much as people think. Some of the most serious soft-tissue, disc, and concussion injuries we've handled came from low-property-damage collisions. The defense will use the photos of your bumper to try to talk a jury out of your injuries. We use the medical record, biomechanics, and treating physicians to talk them back in.
What if I was partly at fault for the crash?
New Jersey follows a modified comparative-negligence rule (N.J.S.A. 2A:15-5.1). As long as you were 50% or less at fault, you can recover — your award is reduced by your percentage. We don't write off a case because the defense is pointing fingers; we investigate first.
I don't have health insurance. Can I still get treatment?
Yes. PIP pays for medical care regardless of health insurance, up to your policy's limits. We work with NJ providers who treat on a lien when PIP is exhausted, so you keep getting care without going into pocket.
How much does it cost to hire your firm?
Nothing up front. We work on a contingency fee — you owe us no attorney's fee unless we recover money for you. Costs are advanced by the firm and only reimbursed out of a recovery. The first conversation is free and confidential.
How long do I have to file a claim in New Jersey?
Most personal-injury claims in New Jersey carry a two-year statute of limitations under N.J.S.A. 2A:14-2, running from the date of injury. Claims against a public entity (city, county, NJ Transit, the State) require a Notice of Tort Claim within 90 days under the New Jersey Tort Claims Act. Wrongful-death actions also have a two-year window. Call as early as possible — evidence does not wait.
Don't let the carrier
write your story.
Insurance companies build their offers around what they think you'll accept — not what your case is worth. We change that calculation. Tell us what happened; we'll tell you the truth about your claim, today.
Request your free
consultation.
Dennis Shlionsky's Team will personally review your matter — typically within one hour. There is no fee unless we win.
Prior results do not guarantee a similar outcome. Each case turns on its own facts. The information on this page is for general educational purposes and is not legal advice. Contacting the firm does not create an attorney-client relationship.