Three-app industry.
One coverage stack.
Rideshare crashes look like ordinary auto cases until you start tracing the coverage. New Jersey requires up to $1.5 million of liability coverage in certain rideshare scenarios — and the carriers fight every dollar. We know the framework.
A passenger, a driver,
or hit by either.
The New Jersey Transportation Network Company Safety and Regulatory Act (N.J.S.A. 39:5H-1 et seq.) requires transportation network companies (TNCs) like Uber and Lyft to maintain layered liability coverage that varies depending on what the driver was doing at the moment of the crash.
When the app is off, the driver's personal policy applies. When the app is on but no ride is accepted, a contingent TNC policy of at least $50,000/$100,000 applies. When a ride is accepted or a passenger is on board, the TNC must provide at least $1.5 million in coverage. Knowing the phase is everything.
The case starts
on day one.
Every uber & lyft accidents matter is treated as a litigation file from the first call — because that's what wins it.
No fee unless we win.
You owe us nothing unless we recover for you. Period.
Cash advance in 24 hours.
Same-day funding can be arranged through third-party sources while your case is built.
Free, confidential case review.
An attorney — not an intake screener — reviews your matter and tells you what it's worth.
24/7 line, real people.
Evidence disappears in days. We answer the phone the night it happens.
Hurt in New Jersey?
Tell us what happened.
A New Jersey attorney personally reviews every submission — typically within the hour. No fee. No obligation. Evidence preservation begins the moment we hang up.
- Statewide coverage — every NJ county
- Preservation letters issued same day
- In-house investigation team
- Available 24/7 — nights, weekends, holidays
Request your free
consultation.
Dennis Shlionsky's Team will personally review your matter — typically within one hour. There is no fee unless we win.
Phase 0, 1, 2, 3
and why the carrier wants the wrong answer.
Phase 0: app is off. Phase 1: app is on, no ride accepted. Phase 2: ride accepted, en route to pickup. Phase 3: passenger on board. Each phase triggers a different coverage layer. The carrier's first move is almost always to push the case down a phase, into a smaller policy.
We pull the app data — the carrier knows we can — and lock in the right phase. From there, the conversation about value becomes honest.
The $1.5M layer and how to reach it.
When the driver had accepted your ride or you were already in the car, the TNC's $1.5 million policy is in play. We tender that policy formally, support it with documentation, and — when the value of the case exceeds the limits — pursue the driver's personal coverage and your own UM/UIM as well.
What clients ask first.
Do I sue Uber/Lyft or the driver?
Both, when the facts support it. The TNC's $1.5M policy is the primary target during an active ride; the driver's personal policy is a backstop. We name both and let discovery sort it out.
I was a passenger and didn't cause the crash. Why is this complicated?
Because two drivers' insurers will each blame the other. As a passenger you almost certainly have a clean case — but coverage analysis still has to happen on day one.
How much does it cost to hire your firm?
Nothing up front. We work on a contingency fee — you owe us no attorney's fee unless we recover money for you. Costs are advanced by the firm and only reimbursed out of a recovery. The first conversation is free and confidential.
How long do I have to file a claim in New Jersey?
Most personal-injury claims in New Jersey carry a two-year statute of limitations under N.J.S.A. 2A:14-2, running from the date of injury. Claims against a public entity (city, county, NJ Transit, the State) require a Notice of Tort Claim within 90 days under the New Jersey Tort Claims Act. Wrongful-death actions also have a two-year window. Call as early as possible — evidence does not wait.
The app turned on.
The case turned serious.
Don't let the TNC characterize your ride phase for you. Call before the app data is purged.
Request your free
consultation.
Dennis Shlionsky's Team will personally review your matter — typically within one hour. There is no fee unless we win.
Prior results do not guarantee a similar outcome. Each case turns on its own facts. The information on this page is for general educational purposes and is not legal advice. Contacting the firm does not create an attorney-client relationship.